Expatriates and diplomats are used to living abroad in a different country every few years, soaking up new experiences and being exposed to different cultures, languages, and people. As your career moves forward and upward, can your medical insurance plan keep up with your changing healthcare needs? A comprehensive global medical insurance plan from Now Health Hong Kong provides a safety net for essential and urgent medical coverage should the need arise. With Hong Kong as your home for the next few years, find out why having a global health plan is necessary for your success.
Global Coverage for the Global Citizen
Travel makes everyone global citizens and creates opportunities for your career, education, and experiences. Mapping out your future requires careful planning for your short-term and long-term goals. While a good travel insurance plan can bookend your trips and take care of any small contingencies, an excellent and comprehensive international health insurance plan safeguards your healthcare needs, to keep you in the game for as long as you want.
In Hong Kong, which is home to a large expatriate population from all over Asia, Europe, and the Americas, having an international medical plan in place makes it easy for foreign residents to avail of local health care services and avoid having to pay exorbitant medical costs that one would usually incur in a foreign country.
Compared to other countries, Hong Kong's public healthcare system is relatively affordable and efficiently run. Primarily funded by the government through taxes, citizens and residents only need to make small co-payments for hospitalization, certain treatments and medication obtained at any of the public hospitals and public health clinics.
However, many expats prefer to avail of private healthcare services to avoid the long queues and wait times to see a general practitioner or specialist. Hong Kong private hospitals are internationally accredited and are knowledgeable about handling the concerns of patients who have global medical insurance. These facilities also have medical professionals and personnel fluent in English, quite helpful for foreigners who are unable to speak Cantonese. Many private clinics are also conveniently located inside shopping malls, at MTR train stations, and even in residential buildings, making it convenient to see a primary care physician whenever possible.
Your Health Safeguarded, Your Future Secured
With a regional office in Hong Kong, international insurance company Now Health Hong Kong offer a simple menu of global health insurance plans ideal for expatriate individuals and families who require comprehensive coverage for at least 12 months or more. The SimpleCare and WorldCare plans outline the levels of cover and benefits for each plan as well as the premium amounts, making it convenient to choose a health plan to suit your needs and budget.
SimpleCare plans start at SimpleCare Core and the plans offer basic services like in-patient and out-patient care, with additional options available. For more benefits, the WorldCare plans offer more robust coverage, including underwriting for certain pre-existing conditions, dental or maternity care, emergency evacuation and repatriation, and deductible options to keep your medical expenses affordable. Each plan comes with simple and easy-to-understand certificate wording that outlines your chosen plan, the benefits included, and any waiting periods required for certain medical conditions.
All Now Health members have access to worldwide medical coverage and to its extensive network of global medical providers – including hospitals, medical professionals and clinics. In Hong Kong alone, there are over 1,700 in-network providers should you require medical care. The list includes facilities in the rest of Asia, as well as China, Europe, and the United Arab Emirates. Any concerns about your plan, such as doctor recommendations or whether your plan includes a private room for in-patient treatment, Now Health Hong Kong's world-class customer service teams are available 24/7 through email and phone from anywhere in the world.
"A journey of a thousand miles begins with a single step," so says a famous Chinese proverb. At Now Health Hong Kong, we make sure you're in the best of health and have peace of mind for your journey