Health and Medical Insurance in Malta

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Health and Medical Insurance in Malta

Around 1 in 5 of all residents of Malta are expats. Global citizens relocate to Malta for a variety of reasons, including for employment purposes or because a Mediterranean retirement is appealing for a variety of reasons! With beautiful weather, a rich heritage, fantastic beaches, and culturally diverse towns and cities, Malta is a wonderful location to consider making your home.

With a diverse economy, innovative businesses run by both Maltese nationals and expat workers, and plenty of opportunities to live an exciting yet relaxing life, it’s unsurprising that Malta is an appealing location to live for thousands of global citizens.

If you’re planning to relocate to Malta, you can ensure all your healthcare needs are covered with a private health plan from Now Health International!

WorldCare Essential
Starts at
EUR 25 /mo

Annual Max Plan Limit EUR 2.4M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Advance
Starts at
EUR 94 /mo

Annual Max Plan Limit EUR 2.8M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Excel
Starts at
EUR 110 /mo

Annual Max Plan Limit EUR 3.2M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Apex
Starts at
GBP 179 /mo

Annual Max Plan Limit GBP 2.8M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
SimpleCare CORE
Starts at
EUR 22 /mo

Annual Max Plan Limit EUR 800k

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
SimpleCare 100
Starts at
EUR 27 /mo

Annual Max Plan Limit EUR 1.2M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 1,000
  • Routine and complex dental treatment
SimpleCare 250
Starts at
EUR 34 /mo

Annual Max Plan Limit EUR 1.2M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 2,500
  • Routine and complex dental treatment

Interested to know more about WorldCare plan?

How Does the Maltese Healthcare System Work?

Malta has both a free at the point of delivery healthcare system – known as the government healthcare service – as well as a number of private healthcare facilities. Malta is renowned for having one of the best healthcare systems anywhere in the world, consistently ranking in the top five of the World Health Organization’s annual healthcare rankings. Malta’s main hospital, the Mater Dei, is well-known for being one of the biggest medical buildings in all of Europe.

Anyone who lives in Malta is entitled to access and use the country’s public healthcare system. For expats, this access is reliant on having made social insurance and social security contributions, from which the Maltese public healthcare system is funded. As such, the Maltese government suggests all incoming residents take out a private health plan, although it is not a legal requirement or precondition of being able to live in the country.

How Can You Access Healthcare in Malta?

If you’re a legal resident of Malta and make social insurance and social security contributions, you are entitled to use the country’s public healthcare system. You may still be able to access public health facilities outside of these circumstances but will have to pay 100% of your medical costs in order to do so.

Whether you are moving to Malta to retire, or for employment or other purposes, it is worth topping up any entitlement you have to use the public healthcare system with a private health plan. Although Malta’s public healthcare system is well-regarded and not known for excessive waiting times, the system does have a reputation for being somewhat inefficient regarding healthcare and treatment outcomes. Ensuring you’re able to access private healthcare facilities of the highest standard via a private health plan will give you the peace of mind you need when living in a new location.

Choose the right private health plan for your move to Malta with Now Health International!

Why Choose Now Health International for Health Insurance in Malta?

Our health and medical insurance plans start from as little as EUR 26 per month for our WorldCare Essential Plan.

This plan will cover your costs for any in-patient and day-patient care you require when you relocate to Malta.

Our more comprehensive healthcare plans offer you cover for outpatient care, dental treatment, and maternity care if required, while we also offer SimpleCare plans tha covers urgent and emergency treatment only.

If you’re not sure of which plan would be best for you, spend some time comparing our plans to find the perfect solution for yours and your family’s needs.

Choose the healthcare plan you need today and join thousands of Now Health International members living overseas with the peace of mind that all their medical needs and costs are covered.

Expat Guide

Living and Working in Malta as an Expat

Looking to take on bigger challenges in your career and setting your sights globally? More expats are setting their sights on Europe's biggest countries to take advantage of better opportunities. The Malta continues to be a top destination among expatriates, with many moving to Malta due to its status as a global city for finance, commerce, education, fashion, the arts and more. This expat guide to Malta provides you with a road map to working in one of the world's oldest and vibrant cities. Could living in Malta be your cup of tea?
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Linh's story

“I am so grateful to the Now Health Team for everything they did for me and my family. My rare condition was completely unexpected and it was distressing to discover this while I was pregnant. However from the initial diagnosis all the way through to my kidney transplant, the team were nothing but supportive and ensured I could access the best care when I needed it most. Having the reassurance that my mother’s transplant donor costs would be covered was also a real relief. Thank you Now Health!”


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