Use the tables below to compare the benefits available under the four WorldCare and three SimpleCare options. Select the Now Health plan that best suits where you live. We have options for international customers, as well as those residents in Singapore, Dubai, Mainland China*, and Indonesia.
For full terms and conditions please download and refer to the Member's Handbook.
We may be able to offer limited or 'capped' cover for any pre-existing medical conditions (for compulsory group plans 5 - 19 employees)
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Subject to LimitsSubject to Limits
Not CoverNot Covered
Full RefundFull Refund
WorldCare Essential is designed for people who want access to in-patient and day-patient care when they need it while minimizing their health insurance costs. You can choose a higher excess to lower your premiums if you only want cover for high-cost, infrequent medical events.
WorldCare Advance covers you for in-patient, day-patient treatment, and out-patient care, including GP and specialist appointments, physiotherapy and alternative therapies. It is suitable for people who are looking for all-round medical care.
WorldCare Excel cover in-patient, day-patient and out-patient treatment at higher benefit levels that WorldCare Advance. It also includes routine and complex dental care, after a nine-month waiting period.
WorldCare Apex is our highest level of cover. It includes in-patient, day-patient, and out-patient treatment and routine and complex dental treatment, at higher benefit levels that WorldCare Excel. It also includes routine maternity care after a waiting period of 12 months