Health Insurance in the United Kingdom

Get a comprehensive health and medical cover when moving to the United Kingdom

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Why the UK?

The United Kingdom is a popular place to study, work, and to settle down to live and raise a family in the long-term.

The UK is home to some of the best Universities in the world, and while London remains a hugely attractive city in terms of employment opportunities across a wide variety of industries, the country as a whole offers a wealth of different experiences and lifestyle options to suit people of all tastes.

If you’re planning to live in the United Kingdom, you should consider taking out health and medical insurance with Now Health International.


WorldCare Essential
Starts at
GBP 26 /mo

Annual Max Plan Limit GBP 1.9M

  • In-patient and day-patient care
  • Out-patient care
  • Routine dental treatment
  • Routine maternity care
WorldCare Advance
Starts at
GBP 95 /mo

Annual Max Plan Limit GBP 2.2M

  • In-patient and day-patient care
  • Out-patient care
  • Routine dental treatment
  • Routine maternity care
WorldCare Excel
Starts at
GBP 112 /mo

Annual Max Plan Limit GBP 2.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine dental treatment
  • Routine maternity care
WorldCare Apex
Starts at
GBP 179 /mo

Annual Max Plan Limit GBP 2.8M

  • In-patient and day-patient care
  • Out-patient care
  • Routine dental treatment
  • Routine maternity care
SimpleCare CORE
Starts at
USD 22 /mo

Annual Max Plan Limit USD 1M

  • In-patient and day-patient care
  • Out-patient care
  • Routine dental treatment
SimpleCare 100
Starts at
USD 27 /mo

Annual Max Plan Limit USD 1.5M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 1,000
  • Routine dental treatment
SimpleCare 250
Starts at
USD 34 /mo

Annual Max Plan Limit USD 1.5M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 2,500
  • Routine dental treatment

Interested to know more about WorldCare plan?

How Does the UK Healthcare System Work?

The UK’s National Health Service (NHS) is perhaps the most famous public healthcare system in the world.

While the NHS prides itself on the principle of being “free at the point of use”, overseas students and citizens can only access NHS services if they pay an annual surcharge (£300 for students and any dependents, £400 for anyone else), and some services, such as dental treatment and prescription costs, are payable even for lifelong UK residents.

Although the NHS remains popular and provide a high standard of treatment and care, the use of private healthcare in the UK is also common, with many individuals choosing to take out their own private health and medical insurance, or being able to access private healthcare as part of an employment package.

Citizens with private health and medical insurance cover in the UK can often access treatment and the medical services they need as a matter of urgency, avoiding NHS waiting times, which can stretch into weeks and months for certain services.

How Can You Access Healthcare in the United Kingdom?

Anyone in the UK can attend a hospital accident and emergency (A&E) department or dial 999 if they require urgent medical attention. Treatment is free for UK residents or immigrants who have paid their annual surcharge fee. Anyone not in these categories will have to pay for treatment.

Even if you are entitled to receive free treatment via the NHS, having private medical and health insurance cover could still be worthwhile. While the NHS provides exceptional levels of treatment and care, with private medical and health insurance you could avoid needing to wait a long-time for treatment for specific illnesses or conditions, and may also save yourself a lot of money by being able to cover costs for any dental treatment you require.

Having insurance may also make it easier to be able to see a doctor if you do not need to attend a hospital, particularly if you are planning to live in a rural area where medical services can be limited.

Why Choose Now Health International for Health Insurance in the UK?

Our health and medical insurance plans start from as little as $26 per month for our WorldCare Essential Plan.

This plan will cover you for any in-patient and day-patient care you require while living in the UK, and may prove especially useful if you require on-going, long-term treatment for a condition.

Our other healthcare plans cover other treatment types including out-patient care, dental cover, and specialist maternity care. While all of these are provided on the NHS, dental treatment is payable while it can be difficult to access additional prenatal care unless you have an urgent need for it.

Join thousands of Now Health International members and choose the healthcare plan you need today to keep yourself covered when living in the United Kingdom.


We offer international private medical health insurance products on behalf of Starr International (Europe) Limited to those residing in the UK. We will refer requests for coverage sought outside the UK to our regional companies and insurers. We do not recommend specific products and we can only offer you the products of the insurer we represent.

Expat Guide

Living and Working in London as an Expat

Looking to take on bigger challenges in your career and setting your sights globally? More expats are setting their sights on Europe's biggest countries to take advantage of better opportunities. The United Kingdom continues to be a top destination among expatriates, with many moving to London due to its status as a global city for finance, commerce, education, fashion, the arts and more. This expat guide to London provides you with a road map to working in one of the world's oldest and vibrant cities. Could living in London be your cup of tea?
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Linh's story

“I am so grateful to the Now Health Team for everything they did for me and my family. My rare condition was completely unexpected and it was distressing to discover this while I was pregnant. However from the initial diagnosis all the way through to my kidney transplant, the team were nothing but supportive and ensured I could access the best care when I needed it most. Having the reassurance that my mother’s transplant donor costs would be covered was also a real relief. Thank you Now Health!”


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