WorldCare Health Insurance Plans - Comprehensive, worldwide cover

Our award-winning flagship WorldCare product is designed to be comprehensive and benefit rich, with different levels of cover to suit various lifestyles. Providing easy access to world-class health facilities worldwide, WorldCare provides our globally mobile members with peace of mind that they can access the best care both at home and overseas.  

There are four levels of cover to choose from, ranging from essential hospital care through to our most comprehensive plan which includes in and out-patient treatment cover, including dental and maternity. All our plans come with the great service Now Health International is renowned for, including our fast and accurate claims service and state of the art digital tools.

WorldCare Essential

WorldCare Essential is designed to cover you for the high costs associated with large medical events. Our lowest-priced plan is for people who want to be sure they can access in-patient and day-patient healthcare only when they really need it.

WorldCare Essential covers in-patient and day-patient treatment worldwide. There is a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000 for those that who want to keep their premiums as low as possible. 

If you want a small amount of out-patient treatment, there is an option to add it for an additional cost.

WorldCare Advance

WorldCare Advance covers you for in-patient, day-patient and out-patient treatment including GP and specialist appointments, physiotherapy and alternative therapies.

There is a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000, as well as out-patient per visit excess and co-insurance options for those that who want to keep their premiums as low as possible.

WorldCare Advance is suitable for people who want all-round medical care.

WorldCare Excel

WorldCare Excel 
covers you for in-patient, out-patient and day-patient treatment at higher benefit levels than WorldCare Advance.

It also includes routine and complex dental care after a nine-month wait period.

There is a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000, as well as out-patient per visit excess and co-insurance options for those that who want to keep their premiums as low as possible.

 

WorldCare Apex

WorldCare Apex
 is our most comprehensive plan with very high benefit limits. It includes in-patient, day-patient and out-patient treatment, at higher levels than WorldCare Excel, as well as routine 
maternity care after a 12-month waiting period. 

It is suitable for those people who want the highest level of cover and perhaps starting to plan a family.

There is a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000, as well as out-patient per visit excess and co-insurance options for those that who want to keep their premiums as low as possible.

WorldCare Membership Benefits

We’ve designed WorldCare plans to be simple and easy to use, so they fit into busy lifestyles. This means you don’t have to spend unwanted time accessing healthcare directly or submitting and chasing a claim.

What you’ll get

  • Benefit-rich products with flexible annual deductible optional add-ons
  • Clear, relevant information, so you know exactly what is and isn’t covered
  • Great service from people who respect your time and understand what matters to you
  • Straightforward processes and fast turnaround times, from joining to claiming
  • Expert service teams located around the world, offering 24/7 multilingual customer care and support in multiple languages
  • Direct Billing options, so you don’t have to be out of pocket
  • A No Claims Discount at renewal for those members lucky enough not to have needed to make a claim
  • Added value services included in your plan, including a second medical opinion service, crisis management support and global concierge for overseas treatment

Learn more about our Added Value Services here.

Digital Tools

We also offer state of the art digital tools to all our members, making it easier for you to utilize your WorldCare plan anywhere in the world, anytime. All our members have access to our:

  • Secure Online Portfolio: Members receive their own personalized log which enables them to view and download plan documents, see a summary of how much of their benefits have been used to date, submit claims and pre-authorisations online, track all your claims in real time, and even introduce us to their favorite medical provider.
  • Smartphone App: Our Smartphone App is available for download for both iPhone and Android. The App enables members to find the nearest doctor or specialist from within our provider network, make and book appointments, and submit claims.

Our digital tools are easy to use and we’ve created helpful explainer videos about how they work on our YouTube channel.

Like our plans, getting a quote online is a fast and simple process. You can use our online quote tool or you can request a call back if you want to discuss your options with a member of our team.

WorldCare Essential

WorldCare Essential is designed to cover your employees for the high costs associated with large medical events.

Our lowest-priced plan is for people who want to be sure they can access in-patient and day-patient healthcare only when they really need it.

WorldCare Essential covers in-patient and day-patient treatment worldwide. There is a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000 for those that want to keep their premiums as low as possible. 

If you want a small amount of out-patient treatment, there is an option to add it for an additional cost.

WorldCare Advance

WorldCare Advance covers your employees for in-patient, day-patient and out-patient treatment including GP and specialist appointments, physiotherapy and alternative therapies.

WorldCare Advance is suitable for people who want all-round medical care and is also one of the most flexible of our products with multiple ways of adding additional benefits such as:

  • Routine maternity care
  • Routine and complex dental care
  • Wellness, optical and vaccinations

There is a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000 for those that who want to keep their premiums as low as possible. To further reduce premiums, there are out-patient per visit excess and co-insurance additional options.

WorldCare Excel

WorldCare Excel 
covers your employees for in-patient, out-patient and day-patient treatment at higher benefit levels than WorldCare Advance.

It also includes routine and complex dental care after a nine-month wait period.

For additional flexibility, it is possible to add routine maternity care and wellness benefits as additional options.

There is a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000 for those that who want to keep their premiums as low as possible. To further reduce premiums, there are out-patient per visit excess and co-insurance on out-patient additional options.

WorldCare Apex

WorldCare Apex
 is our most comprehensive plan with very high benefit limits. It includes in-patient, day-patient, and out-patient treatment, at higher levels than WorldCare Excel, as well as routine 
maternity care after a 12-month waiting period.

It is suitable for those employees who want the highest level of cover and are perhaps starting to plan a family.

For additional flexibility, it is possible to add wellness, optical and vaccination benefits as an additional option.

There is a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000 for those that who want to keep their premiums as low as possible. To further reduce premiums, there are out-patient per visit excess and co-insurance on out-patient additional options.

WorldCare Membership Benefits

We’ve designed WorldCare plans to be simple and easy to use, so they fit into busy lifestyles. This means you don’t have to spend unwanted time accessing healthcare directly or submitting and chasing a claim.

What you’ll get

  • Benefit-rich products with flexible annual deductible optional add-ons
  • Clear, relevant information, so you know exactly what is and isn’t covered
  • Great service from people who respect your time and understand what matters to you
  • Straightforward processes and fast turnaround times, from joining to claiming
  • Expert service teams located around the world, offering 24/7 multilingual customer care and support in multiple languages
  • Direct Billing options, so you don’t have to be out of pocket
  • A No Claims Discount at renewal for those members lucky enough not to have needed to make a claim
  • Added value services included in your plan, including a second medical opinion service, crisis management support and global concierge for overseas treatment

Learn more about our Added Value Services here.

Digital Tools

We also offer state of the art digital tools to all our members, making it easier for you to utilize your WorldCare plan anywhere in the world, anytime. All our members have access to our:

  • Secure Online Portfolio: Members receive their own personalized log which enables them to view and download plan documents, see a summary of how much of their benefits have been used to date, submit claims and pre-authorisations online, track all your claims in real time, and even introduce us to their favorite medical provider.
  • Smartphone App: Our Smartphone App is available for download for both iPhone and Android. The App enables members to find the nearest doctor or specialist from within our provider network, make and book appointments, and submit claims.

Our digital tools are easy to use and we’ve created helpful explainer videos about how they work on our YouTube channel.

Like our plans, getting a quote online is a fast and simple process. You can use our online quote tool or you can request a call back if you want to discuss your options with a member of our team.

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