Health Insurance in Indonesia

Get a comprehensive health and medical cover when moving to Indonesia

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+62 21 2783 6910

Why Indonesia?

Indonesia has long been a hugely popular tourist destination, but in recent years has also become an increasingly explored location for those seeking overseas employment opportunities or for somewhere to retire abroad.

With a culturally diverse population, and opportunities to live anywhere from a densely populated city to smaller towns and villages in close proximity to rainforests, it’s easy to understand why living in Indonesia might be so appealing.

If you’re considering living in Indonesia, ensure you’re adequately covered and able to pay for any medical treatment you require with private health and medical insurance from Now Health International.

WorldCare Essential
Starts at
USD 26 /mo

Annual Max Plan Limit USD 3M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Advance
Starts at
USD 125 /mo

Annual Max Plan Limit USD 3.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Excel
Starts at
USD 143 /mo

Annual Max Plan Limit USD 4M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Apex
Starts at
USD 214 /mo

Annual Max Plan Limit USD 4.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
SimpleCare CORE
Starts at
USD 22 /mo

Annual Max Plan Limit USD 1M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
SimpleCare 100
Starts at
USD 32 /mo

Annual Max Plan Limit USD 1.5M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 1,000
  • Routine and complex dental treatment
SimpleCare 250
Starts at
USD 38 /mo

Annual Max Plan Limit USD 1.5M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 2,500
  • Routine and complex dental treatment

Interested to know more about WorldCare plan?

How Does the Indonesian Healthcare System Work?

Healthcare in Indonesia is delivered via both public and private sector provision.

Since 2014, significant investment has been made by the Indonesian government with the aim of delivering free basic services and treatments in hospitals to 100% of the population by the end of 2019. This new universal healthcare system is funded by the government, with employees and employers making contributions totalling 5% of a worker’s salary to help pay for the service.

Some public sector healthcare in Indonesia is delivered by private sector facilities. However, in the main the private sector still operates independently. Many Indonesians chose to enrol in their own private health insurance schemes prior to the introduction of universal healthcare.

Due to the size of the country, healthcare provision in rural areas especially can be inconsistent, and a private health and medical insurance package may help those living in Indonesia to access treatment quicker, wherever they live.

How Can You Access Healthcare in Indonesia?

Global citizens that move to Indonesia to work are able to use any of the public healthcare facilities in the country. However, as of 2019, there is no scope for non-Indonesian nationals to enrol in the universal healthcare program and make contributions via their salary. As a result, non-Indonesian nationals are required to pay for treatment upfront when attending a public healthcare facility. It may be easier to instead take out an international health insurance package, meaning you can use the private sector while being covered for most of your costs.

Those who move to Indonesia to retire, and live in the country on a retirement visa, are specifically required by law to have their own medical and health insurance cover.

Whether you’re planning to live in Indonesia due to your employment, for your retirement, or for other reasons, you can ensure you’re covered for medical costs with private health and medical insurance from Now Health International.

Why Choose Now Health International for Health Insurance in Indonesia?

Our health and medical insurance plans start from as little as $26 per month for our WorldCare Essential Plan.

This plan will ensure most of your costs are covered for in-patient and day-patient treatment and care you receive while living in Indonesia. While you can attend public healthcare facilities when living in Indonesia, having international health insurance will make it easier for you to access the private sector an enable you to see a healthcare specialist quicker.

We also offer private health insurance packages that include provision for out-patient, dental, and maternity treatment and care.

Join thousands of Now Health International members who are covered for their medical costs while living overseas, and choose one of our plans to ensure you’re covered while living in Indonesia.

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Linh's story

“I am so grateful to the Now Health Team for everything they did for me and my family. My rare condition was completely unexpected and it was distressing to discover this while I was pregnant. However from the initial diagnosis all the way through to my kidney transplant, the team were nothing but supportive and ensured I could access the best care when I needed it most. Having the reassurance that my mother’s transplant donor costs would be covered was also a real relief. Thank you Now Health!”


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