Find the right international health insurance plan

FAQ on international health insurance

• How does international health insurance work?
  International health insurance plans provide protection for you and your family, even when you’re living away from your home country. They are designed especially for expatriates and other long-term foreign residents.
  
  Now Health International covers you in 200+ countries and territories. This means you and your family can have access to quality healthcare anywhere in the world.
• How is it different from travel insurance?
  International health insurance is focused on medical cover associated with the living conditions of expatriates and other foreign residents living in their host country for 12 months or more. Travel insurance, on the other hand, focuses on short-term coverage for transient travellers.
  
  Because these two are intended for different situations, they tend to cover different contingencies. International health insurance cover in-patient and outpatient check-ups and treatments, among other things, while travel insurance tends to focus on short-term travel contingencies, such as booking cancellations, the loss of personal items, and emergency medical treatment.
  
  There’s often some confusion between the two as travel insurance plans offer some limited medical coverage, including medical evacuation in some cases. However, they generally will not cover dental work or the treatment of chronic medical conditions. Travel insurance policies also do not cover maternity care or conditions related to the policyholder’s age and other preexisting medical conditions.
  
  International health insurance, on the other hand, can cover both those situations and more. If you’re planning on staying overseas for extended periods of time for work, higher education, or retirement, international health insurance is always the better choice.
• How much does it cost?
  Now Health International provides basic plans that cost as little as USD 26 per month, covering in-patient and day-patient care, accepted in 200+ territories.
  
  The cost of you plan can change depending on the desired coverage, types of customization, as well as a number of other factors related to the members’ health, as well as other circumstances unique to the destination country. See detailed pricing in less than a minute by using our quick quote tool.
  
  In any case, the cost of any kind of international health insurance is always cheaper than what you can expect to pay for healthcare and related services should you meet an accident or fall ill overseas.
• What cover can I expect from Now Health plans?
  Coverage depends on the policy and level of customization you choose. Now Health International’s WorldCare Essential plan includes in-patient and day-patient care, which is just right for single expatriates. Those who desire even more coverage or plan to raise a family overseas can opt for the WorldCare Apex plan which includes maternity care, complex and continuing dental care, as well as out-patient care. Please contact us to learn more about your options.