International Health Insurance


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Working, studying, or raising a family abroad can be a positive, life-defining experience for most of us. However, the cost of healthcare in most countries can be a serious cause for concern. Now Health plans are designed for the challenges facing those living abroad, ensuring individuals and their families receive the very best healthcare available, wherever they are in the world.


What is international health insurance?


Most types of insurance do not protect the policyholder outside of their home country, and of the types that do, only international health insurance is specifically designed to meet the needs of expatriates and other long-term foreign residents and their families. Now Health International’s insurance plans offer health coverage suited for foreign workers, international students, and retirees who are staying overseas for extended periods of time.

Select the right plan for you

How does international health insurance work?


Global health insurance plans provide protection for you and your family, even when you’re living away from your home country. They are designed especially for expatriates and other long-term foreign residents. As such, they can be considered as truly global health insurance policies, as opposed to regular insurance plans that only work in one country.  Now Health International’s global medical plans are effective in 194 countries and territories. This means you and your family can have access to high-quality healthcare almost anywhere in the world.


How is it different from travel insurance?


An international plan is focused on medical cover associated with the living conditions of expatriates and other foreign residents living in their host country for 12 months or more. Travel insurance, on the other hand, focuses on short-term coverage for transient travelers. Because they are intended for different sets of people, they tend to cover different contingencies. They cover in-patient and outpatient check-ups and treatments, among other things, while travel insurance tends to focus on short-term travel contingencies, such as booking cancellations, the loss of personal items, and emergency medical care.


There’s often some confusion between the two as some travel medical insurance plans offer some limited cover for medical expenses, including medical evacuation in some cases. However, they generally will not cover dental work or the treatment of chronic medical conditions. Travel insurance also does not cover maternity care or conditions related to the policyholder’s age and other preexisting medical conditions. Global medical insurance, on the other hand, can cover both those situations and more, giving you peace of mind. If you’re planning on staying overseas for extended periods of time for work, higher education, or retirement, this is always the better choice.


Level of cover


Coverage depends on the policy and level of customization you choose. Now Health International’s WorldCare Essential plan includes in-patient and day-patient care, which is just right for single expatriates. Those who desire even more coverage or plan to raise a family overseas can opt for the WorldCare Apex plan which includes maternity care, complex and continuing dental care, as well as out-patient care. Please contact us to learn more about your options.


Do I need an international health insurance plan?


It all depends on your destination. Many countries do not require any form of insurance. However, some key expat destinations, such as the Schengen Area, the United Arab Emirates, and Qatar require all visitors to have some form of insurance before they issue a visa.  Other countries may also require you to purchase insurance locally or buy insurance from their government. Make sure to do some research to learn more about the medical insurance requirements of your desired destination. For more information, please contact us. 



Why Choose Now Health International

Exceptional service

We understand what matters to you and we make sure you only get the best international health care.

Quick and hassle-free claims process

Submit your claims online or via our mobile app.

Simple and transparent

We make it easy for you to find information, access a medical provider, and make a claim.

24/7 multilingual customer care and support

We have in-house service teams located in the United States and all around the world, ready to help whenever you need it.

Extensive network and International Cover

As a truly global health insurance company, we provide you with a very comprehensive health insurance plan that has access to a network of over 1 million medical facilities and physicians worldwide.

Highly Specialized

Now Health is a specialist international health insurance provider focused on worldwide cover. Because we do one thing, our staff are experts in local markets and global health cover.

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