Why Should You Choose Now Health As Your International Health Insurance provider?
Why Should You Choose Now Health As Your expat health insurance provider?
We have compiled all of the reasons that choosing Now Health as your international medical insurance provider is the best decision you can make to ensure you and your family are covered while living and working abroad. Read ahead to understand why choosing Now Health is the best choice for anyone living and working abroad. Choose your plan and and get coverage today!
Those in the expat community may experience difficulty finding a suitable health insurance plan; many plans only cover you in limited countries, for a limited amount of time or for emergency situations.
While it is great to be covered in emergency situations, one distinction between living abroad and just traveling is that it is equally important to be covered for day-to-day, routine health care needs as it is to be covered in emergency situations. Now Health offer a large variety of different packages and options for individuals, families and businesses in order to meet those individual needs.
Choose Now Health as your overseas medical insurance to be guaranteed:
- Clear, relevant information, so you can tailor your plan to suit your needs
- An up-front approach to underwriting, so your clients know what they’re covered for and what they’re not
- Great service from people who respect your time and understand what matters to you
- A simple and fast claims processes – with claims turnaround within 5 working days
- A completely flexible involvement model that enables you to manage your program the way you want
- Products underwritten by Reinsurance Group of America Inc. (RGA) - a leader in the global health and life reinsurance sector
- Innovative digital tools to help you find a doctor and submit claims online
- Access to a provider network of over 1 million medical facilities and physicians worldwide
- In-house service teams located around the world, offering 24/7 multilingual customer care and support
- Direct Billing options, so you don’t have to be out of pocket
- 86% + Customer Retention rate!
- A clear ethical policy including a commitment to reduce the amount of paper we use
Our promise to our customers is in our name: 'Now' is fast, innovative and accessible. This includes clear, relevant information, an easy-to-navigate online platform and fast service from people who respect and value great customer service.
International hospitals are available in many countries with health care that is not sufficient. International hospitals have state of the art facilities and better overall quality, in comparison to local hospitals because these institutions focus specifically on foreigners. A network of international hospitals is one key benefit to a Now Health plan.
Completely Transparent, Honest Health Insurance
At Now Health, we want you to feel like we can work together, both in customer service and in finding the plan that works best for you. Select the WorldCare plan that best suits where you live or plan to be settled for whatever period of time. We provide you with a quote that suits your circumstances and your budget. If you require additional help, use our simple guide to find the right plan!
In case you are living in Europe but traveling to other countries frequently in the European Union (EU), you should definitely consider a worldwide medical health insurance plan. Most travelers or expats just moving to a new country falsely believe that they are covered in the entire EU by an EU local medical insurance plan. It is more probable that you would only be covered within one single country. With a Now Health Worldcare plan, you are covered throughout the entire European Union!
The costs of WorldCare plans are calculated on several factors such as gender, country of residence, age and / or individual, family or business registration.
Understandably, you still have a lot of questions about overseas medical insurance. Let us answer some of those questions for you.
When am I covered? Does the policy apply regardless of what country I live in?
Developed countries generally have higher quality or at least adequate health care compared with underdeveloped nations. Less-developed countries usually cannot deliver the level of health care you are used to or may require.
The majority of local insurance companies will cover some health care needs but usually only for a specific, short amount of time with limited coverage. Therefore, if you travel between countries a lot, or live in another country permanently, Now Health is the ideal solution to finding an overseas medical insurance provider and plan, covering you in any country.
Contact your local Sales Team to let us help you find the best insurance plan, in whatever country you want to check off your bucket list next.
How exactly does global medical insurance work?
Global medical insurance covers you completely, whereas local private medical insurance plans that you subscribe to in your home country are limited or do not cover you at all. Since local health insurance plans are generally void once you leave the country of origin, having global medical insurance is essential to anyone living out of their country of residency. Global medical insurance ensures access to the best medical care anywhere in the world regardless of the country’s own health care policies. With this in place, you don’t have to worry about where your coverage starts and ends any time you decide to make a new place home.
Local healthcare insurance plans are usually constructed to cover all, or a specific selection, of your medical expenses in your home country but are very limited, or do not apply at all, once you leave your home country.
There are a lot of expatriates that think a local health insurance plan offers sufficient coverage for the duration of their time in another country, especially expatriates from countries with high quality insurance systems and health care facilities. The downside to these insurance plans is the limitations.
Limitations can create problems due to minimum coverage and, usually, are time-sensitive meaning that after a certain amount of time, the local insurance plan does not cover any health care expenses anymore.
Choosing Now Health International to be your insurance provider, will ensure you and your family receive coverage that gives you the peace of mind you desire while traveling or living outside of your home country. Now Health provides worldwide coverage, thus it doesn’t matter where you live; you can ensure that you will receive the same quality of care that you would get at home, no matter where you are in the world. Another great benefit of Now Health is if you spend the majority of your time abroad but reside in your home country a few times a year, you can still receive coverage back home, for however short of a time you are home each year.
Now Health also offers quick and easy claims processing and additional add-on plans such as maternity care and dental treatment coverage.
How to Choose a Plan
It is important to first check what medical facilities are included in the insurance provider’s network, with a focus on the key countries you will be based in. Now Health Worldwide insurance has a network of over one million medical providers worldwide, including world-class hospitals and facilities everywhere in the world.
At Now Health International, we are passionate about maintaining an upfront approach so that our members know exactly what they’re covered for.
A good insurance provider will undoubtedly have attentive customer service in place but at Now Health, we want to take that a step further with 24-hour customer service offered in many languages. In this way, you can feel totally confident you are getting what you pay for in your plan.
In a recent customer satisfaction survey, 89% of our members rated their overall experience as excellent or very good, and 8 in 10 said they would recommend us to friends and family. In addition, 78% found our claims team helpful and 8 in 10 members felt it was easy to submit claims.
What else should I know about Now Health ?
If you move to the Netherlands, it is mandated for expatriates to have an active insurance plan in place. This means that from the moment that you are employed with a Dutch company, your local insurance coverage is cancelled and replaced by state health care coverage or an international healthcare plan, such as what we offer at Now Health. While this is a unique situation, it’s important to keep in mind and a good example of the reasons a worldwide insurance plan is ideal.
Exactly for these reasons it is strongly advised that you purchase a worldwide insurance plan before moving overseas to prepare for the possibility you’re not insured. You will have enough on your mind during your move to another country; Sign up for a Now Health International insurance plan and let us take the hassle of choosing an insurance plan off of your hands.
What Exactly Can I Expect to be Covered Under a Now Health International Medical Plan?
Now Health provides core benefits onto which additional benefits and treatments can be added. Our core package consists of:
- In-patient and day-patient care
- Organ transplant
- Cancer treatment
- Pregnancy and childbirth medical conditions
- Evacuation and repatriation
- Day-patient or out-patient surgery
It is possible and even advised to customize your plan with extra features and benefits that meet your personal requirements. These treatments and benefits range from maintenance of chronic medical conditions to dental treatments, elective treatment to maternity care and more. Check out our full benefit schedule to get complete information.
Particularly if you are planning to live in an area of the world where local healthcare facilities are underdeveloped and basic, essential medical care is difficult to receive, it’s highly advised to choose Now Health as your worldwide health insurance provider.
One of the most important attributes of all of our packages is evacuation to the nearest medical facility for emergency treatment as well as repatriation to the country of nationality or residence for the insured person. Our global health insurance policies also allow you to visit advanced and well-developed healthcare facilities that are able to perform the required medical attention in case local hospitals don’t have the capabilities to treat you.
A leading international health insurance provider
It is advised that all travelers and expats searching for an international health care policy to take time planning exactly what your individual needs are when selecting one of our packages. Also carefully consider the additional benefits and treatments you might need which could include chronic illness care or the possibility that you become pregnant. Routine and complex dental treatments might not be on the top of your list of requirements but the costs for such treatments can become very expensive the longer you live out of the country.
Your main might focus may be on keeping the costs low, which is common and understandable. That is why we always try to provide you with a quote that is best suited for you and the circumstances, related to your budget.
Now Health covers a wide range of plans for both international residents and their families. For individuals and families we offer a range of WorldCare plans that suit each of your individual family member’s needs.
Similarly, Now Health offers a range of WorldCare plans for companies that can be tailored to your employees’ needs.
We also provide you with award winning digital tools such as our smartphone app and secure online portfolio to make it even quicker and easier for members to submit claims online and find a medical provider in our network.
Now Health International provides innovative products and is an award winning international health insurance, helping ensure you can offer your clients the best coverage, the best care and the best customer service, helping you to grow your business.
At Now Health International, we believe health insurance should be as simple and accessible as possible, while being affordable and complete for businesses, individuals and families.
Get a quote today and learn how we will cater for your international healthcare needs.