Expat Health Insurance



As an expatriate, work means a different country every few years. It signifies movement and progress in your career and new challenges to your lifestyle and needs. Marking these milestones also requires making sure that your health and wellbeing is in the best hands. Now Health UAE knows fully well the challenges that expats face with every move to a different country that won't always be covered by travel insurance. Now Health's expat health insurance plans are ideal for foreign individuals and families living and working in the United Arab Emirates who seek treatment and comprehensive health care services.


The Healthcare System in the UAE


The United Arab Emirates is home to a sizeable community of foreign residents composed of expatriates and immigrants from all over the world. Composed of seven emirates, this country on the Persian Gulf has a diverse population of 9.5 million as of 2018, with many hailing from Europe, North America, Australia, and the United Kingdom, as well as Indians, Pakistanis, Bangladeshis, Filipinos and citizens from other Arab states.


The Dubai Health Insurance Law No. 11 enacted in 2013 requires employers and sponsors to provide their employees with an essential insurance package. While this provides basic coverage for those employed, many expatriates choose to avail of private medical insurance for their families and other dependents, including domestic workers, drivers or child-minders under their employ. These expat health insurance plans are ideal for the typical length of overseas work assignments, a short-term stay stretching between two to three years on average.


The compulsory health insurance provides cover for any emergency medical situations, visits to a general practitioner, any basic or comprehensive tests, and for prescribed medication. Physiotherapy sessions, maternity follow-up visits and other medical treatments may also be included.


Expats are advised to read all the information about the benefits, health services and any medical costs covered by their employer-sponsored health insurance. They are also advised to be fully informed about their chosen global health insurance plans.


Health Protection That Keeps Up With You


Not all health insurance plans are made equal. Now Health UAE's international health plans are in full compliance with the regulations set by the Dubai Health Authority (DHA) and the Health Authority Abu Dhabi (HAAD) in the United Arab Emirates.


Now Health makes it easy and simple to choose the best international health insurance for you and your loved ones, and always with the option to expand your levels of cover and additional benefits. Younger expats moving to Dubai for the first time can start with the SimpleCare CORE or WorldCare Essential plans that cover in-patient and out-patient care to help keep medical expenses affordable while still getting the medical care they need.


Those with families and other dependents may want more comprehensive coverage offered by the WorldCare Advance or WorldCare Apex plans. The higher plan limits include maternity care, routine and complex dental treatments, and additions such as medical evacuation and repatriation, wellness and optical check-ups, and vaccinations.


A Helping Hand at All Times


Now Health's smartphone app brings convenience to your fingertips. Members can file a claim through the phone app by following the steps and providing the necessary information. Once all requirements are submitted, eligible claims can be processed in as fast as five working days.


A list of medical providers available in the UAE and the rest of the world are also available in the Now Health app. Should you have any concerns about your plan or need any assistance with your treatment or service, the Now Health global customer service team is always ready to lend a hand and give you peace of mind.



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