For international students, studying abroad opens new doors to academic challenges as well as adjustment to an unfamiliar environment. In particular, the international students studying in the United Kingdom and British students taking up scholarly pursuits in Europe or elsewhere in the world also need to be responsible for their personal health as well. Now Health in the UK offers international student health insurance plans that have the right combination of value, insurance coverage and benefits when it comes to their healthcare needs.
Student Health Insurance is Essential
Aside from expatriate children attending local and international schools in the country, over half a million foreign students attended university in the UK from 2017 to 2018. In fact, the United Kingdom is the second most popular destination in the world for studying abroad.
Indeed, the UK is home to a good number of globally renowned universities, many of which are top-ranked in the QS World University Rankings and the Times Higher Education (THE) World University Rankings. London is home to the University College London, King's College London and the London School of Economics and Political Science (LSE). Universities located outside of London are the University of Oxford, the University of Cambridge, the University of Edinburgh and the University of Manchester.
In order to study in the UK, international students must obtain a proper student visa and comply with the visa insurance requirements. However, the need to have insurance for international students varies from country to country. For example, foreign students in the United States who hold an F1 visa may be exempt from fulfilling certain health insurance requirements set by the US government. On the other hand, those with a US J-1 visa will have to comply with a different set of conditions to meet the international student insurance plan requirements.
Students from outside Europe who plan to study in Schengen visa countries are required to have travel insurance coverage that covers the entire Schengen territory for the duration of their stay. They are also required to have a student medical insurance plan in place with a certain amount of coverage should there be a need for emergency treatment. Please note that universities for each Schengen country may also have specific requirements when it comes to medical insurance plans for their foreign students.
Getting the Insurance Services You Need and Want
Now Health UK's international health insurance plans offer a variety of coverage options with affordable price points suitable for the student budget. This means reasonable monthly premiums as well as lower medical expenses should you have any out-of-pocket costs.
What should you look for when it comes to student medical coverage? Among others, there should be adequate cover for accidents or illnesses, including out-patient or day-patient care, and emergency treatment.
As a foreign student, you also need to think about contingencies such as the possibility of requiring emergency medical evacuation to the nearest appropriate medical facility in case of a serious illness or accident or repatriation to their home country. Many insurance plans also cover transport expenses for the evacuation, and for any eventuality that may require the return of mortal remains.
Now Health UK provides cover for basic illnesses and treatments and most acute health incidents with its WorldCare and SimpleCare plans. That way, you have one less thing to worry about while focusing on your academic goals. SimpleCare plans combine affordability with quality coverage while the WorldCare plans offer comprehensive care and benefits that include complex dental treatments, maternity care, and even wellness, optical and vaccination benefits.
Now Health has a worldwide presence and maintains its European headquarters right in the UK itself. For any concerns about your plan or for help with finding a medical provider, a simple phone call or email to their global customer service can ease your mind. The Now Health mobile phone app also brings these services to your fingertips, giving you access to their extensive list of over 600 medical providers in the UK and Europe.