Group Health Insurance

Health and Medical Insurance for Groups

Health and Medical Insurance for Groups

If you’re a business that offers relocation opportunities, either to existing employees or to those looking to join your company, then whatever industry you’re in it’s likely to be a competitive one.

Competitive not only from business, revenue, and profitability standpoint but from a people perspective too.

Companies looking to attract the best talent from around the world are constantly looking to improve their employment and benefits packages, and one of the best ways to do this is by offering private health and medical insurance to your employees.

If you’re a business with an existing or growing overseas workforce, investing in group health cover for these individuals can be a cost-effective means of improving your attractiveness as an employer.

 
Industries we specialise in

Why Should You Invest in Group Private Health Cover?

While there is a cost-benefit to your business of taking out private health and medical cover on a group basis, rather than for each individual at a time, the main reasons for taking this path are all about the people who will benefit.

Let’s think about relocating overseas.

International relocation is an incredibly exciting opportunity that many global citizens will grab with both hands.

At the same time, there are several considerations individuals must make prior to moving, and there will also be a lot of questions they want to ask, particularly if they’re relocating with their family.

One of the biggest questions is likely to be around how the healthcare system works in your location. By offering private health cover to your employees, you’re immediately addressing this, putting potential applicants’ mind at rest, and making your business stand out and be more competitive in the jobs market.

What are the Benefits of Investing in Group Private Health Cover?

In addition to the factors already described, there are many additional benefits of taking out group health and medical cover for your employees.

By ensuring your relocating employees are covered, you save them the time and effort of learning how the healthcare system works in your location, as well as needing to take out their own international health insurance. Depending on where your employees are relocating from, you may find they have differing levels of experience and knowledge of different healthcare systems. Relocating from a country with universal, free public healthcare to one mainly reliant on the private sector, for example, can be a culture shock.

Your employees will subsequently be able to access the healthcare they need quicker, minimising the time they are ill and may need to spend off work, while there will be no stress and worry about how they’re going to meet their medical costs.

Why Choose Now Health International for Group Health and Medical Insurance?

Now Health International provides a range of private health and medical insurance options, allowing you the flexibility to choose the level of group cover you wish to provide to your relocating team members.

Choose from basic options that will cover your employees for urgent and emergency medical care, or for any day-patient and in-patient treatment they require while working for you in their new location.

We can also provide group packages that will cover your employees’ costs for any out-patient, dental, and medical care they require.

Contact us today to discuss your group health insurance needs and take another step towards a happier, healthier workforce!

Linh's story

“I am so grateful to the Now Health Team for everything they did for me and my family. My rare condition was completely unexpected and it was distressing to discover this while I was pregnant. However from the initial diagnosis all the way through to my kidney transplant, the team were nothing but supportive and ensured I could access the best care when I needed it most. Having the reassurance that my mother’s transplant donor costs would be covered was also a real relief. Thank you Now Health!”


Customer Stories

FAQ

  • What are group health insurance plans?
    Group health insurance plans are a type of health insurance plan that provides coverage to a group of people within a defined organization. They may be purchased by employers or employee organizations. They are typically cheaper than individual insurance plans for the same level of cover per person.
  • How does group insurance work?
    Group health insurance works a bit differently from individual insurance. In the case of some micro businesses, this group can be as small as two or three people. However, there is usually no limit to the number of participants.

    The reason for insuring people in this way is to help reduce and spread the cost of insurance premiums over the entire organization. Typically the employer and the employee share in the costs of the insurance policy, with each contributing a specified amount each period. This allows employees to have much wider coverage for a smaller monthly premium than would have to be paid otherwise, were they to pay for individual insurance themselves.

    There are also arrangements where either the employer or employee pays the cost of the premium themselves. The former option is a popular way for SME’s (small-to-medium enterprises) to attract and retain talented employees who may otherwise go to another company.

    In order to ensure that the costs are well distributed, a certain level of participation among employees may be required in order to qualify for a group insurance policy. In some cases, owners and their dependents may be excluded, so be sure to contact us to learn about your options.
  • What are the benefits of getting group health insurance?
    1.) Group insurance can be used to attract and retain talent.

    Individual health insurance plans can be expensive, especially if you need wider coverage. If the employer chooses to pay for most or all of the monthly premiums, group insurance plans can be the deciding factor in attracting talented employees as well as retaining existing ones.

    2.) Healthier employees are more productive.

    Insured employees tend to be healthier, as they can easily access quality healthcare through a group health insurance plan. The reduced cost of medical care also reduces stress and also allows them to focus more on productivity.

    3.) Group health insurance becomes more affordable as more employees buy into it.

    As your business grows, it makes more sense to invest in group health insurance as the costs tend to decrease as more employees opt-in. The cost savings could then be passed onto the employees in the form of a larger contribution on your end. These savings also let you further expand your employee’s coverage.

Why choose Now Health International

Exceptional service

We understand what matters to you and we make sure you only get the best international health care.

Quick and hassle-free claims process

Submit your claims online or via our mobile app.

Simple and transparent

We make it easy for you to find information, access a medical provider, and make a claim.

24/7 multilingual customer care and support

We have in-house service teams located all around the world, ready to help whenever you need it.

Extensive network and International Cover

As a truly global health insurance company, we provide you with a very comprehensive health insurance plan that has access to a network of over 1 million medical facilities and physicians worldwide.

Highly Specialized

Now Health is a specialist insurer focused on worldwide cover. Because we do one thing, our staff are experts in local markets and global health cover.