Health Insurance in the Philippines

Get comprehensive health and medical cover when moving to the Philippines

Why the Philippines

The Philippines is an increasingly popular destination both for tourists and among those moving to the country for employment reasons. With a growing, relatively newly industrialised and transforming economy, employment opportunities in a range of industries across the country are often readily available.

In addition to graduate opportunities with global brands that are based in the Philippines, opportunities also exist for experienced professionals to move to the country with their families. Many who work in the Philippines do so having chosen to stay or returned after travelling to the country.

If you’re planning to move to and work in the Philippines, you should ensure you have a comprehensive private health insurance package.

WorldCare Essential
Starts at
USD 26 /mo

Annual Max Plan Limit USD 3M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Advance
Starts at
USD 93 /mo

Annual Max Plan Limit USD 3.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Excel
Starts at
USD 109 /mo

Annual Max Plan Limit USD 4M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Apex
Starts at
USD 175 /mo

Annual Max Plan Limit USD 4.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
SimpleCare CORE
Starts at
USD 21 /mo

Annual Max Plan Limit USD 1M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
SimpleCare 100
Starts at
USD 27 /mo

Annual Max Plan Limit USD 1.5M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 1,000
  • Routine and complex dental treatment
SimpleCare 250
Starts at
USD 33 /mo

Annual Max Plan Limit USD 1.5M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 2,500
  • Routine and complex dental treatment

Interested to know more about WorldCare?

How Does the Healthcare System Work in the Philippines?

Healthcare in the Philippines is delivered via both the public sector and the private sector. While the public healthcare system in the Philippines is accessible and free to use for all citizens via the country’s PhilHealth scheme, the private sector is responsible for providing most of the healthcare in the country, with a significant number of citizens having their own private health cover.

The standard of public healthcare in the Philippines can vary dramatically. While the public hospitals in cities such as Manila offer a very high standard of care, provision in rural areas can be poor and in some cases citizens may live hours away from a hospital or clinic.

Medical staff in the Philippines are well trained to deliver high standards of care, although the country’s healthcare system does suffer due to the volume of doctors and nurses who move to work overseas.

How Can You Access Healthcare in the Philippines?

If you are planning to move to the Philippines, you will be entitled to join PhilHealth and access the public healthcare facilities available in the country.

While healthcare in the Philippines can be expensive for nationals, many global citizens who move to the country actually find it cheaper than at home. For this reason, the Philippines is actually a popular medical tourism destination!

Even if you choose to join PhilHealth when you move to the Philippines, having an international health insurance package will ensure that you have the option of accessing private sector healthcare if you require treatment.

This may be especially useful if you plan to live away from one of the major cities or want to ensure you can access the highest quality healthcare at all times, which you will generally consistently find is offered in the private sector.

Why Choose Now Health International for Health Insurance in the Philippines?

Our health and medical insurance plans start from as little as USD 26 per month for our WorldCare Essential Plan.

This plan will cover you for any in-patient and day-patient care you require while living in the Philippines, and can be particularly useful if you require on-going treatment or management of a long-term condition.

Our other healthcare plans cover you for outpatient care, dental treatment, and maternity care if required, while we also offer a SimpleCare plan that covers urgent and emergency treatment only.

Join thousands of Now Health International members who live overseas and are covered by one of our policies.

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Linh's story

“I am so grateful to the Now Health Team for everything they did for me and my family. My rare condition was completely unexpected and it was distressing to discover this while I was pregnant. However from the initial diagnosis all the way through to my kidney transplant, the team were nothing but supportive and ensured I could access the best care when I needed it most. Having the reassurance that my mother’s transplant donor costs would be covered was also a real relief. Thank you Now Health!”


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