Health Insurance in New Zealand

Get comprehensive health and medical cover when moving to New Zealand

Why New Zealand

New Zealand has long been a popular place to live. Combining some of the most culturally diverse cities in the world with incredible natural landscapes and sights, the country also benefits from a strong economy heavily driven by innovation and incoming graduates and professionals from around the world.

As well as being a popular place to move to for employment, international student numbers in New Zealand continue to grow while the country is also a popular choice for global retirees, too.

If you’re planning to live in New Zealand, you can ensure your healthcare needs and costs are covered with Now Health International.

WorldCare Essential
Starts at
USD 32 /mo

Annual Max Plan Limit USD 3M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Advance
Starts at
USD 115 /mo

Annual Max Plan Limit USD 3.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Excel
Starts at
USD 135 /mo

Annual Max Plan Limit USD 4M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Apex
Starts at
USD 216 /mo

Annual Max Plan Limit USD 4.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
SimpleCare CORE
Starts at
USD 30 /mo

Annual Max Plan Limit USD 1M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
SimpleCare 100
Starts at
USD 36 /mo

Annual Max Plan Limit USD 1.5M

  • Organ transplant
  • Out-Patient care limited to USD 1,000
  • Routine and complex dental treatment
SimpleCare 250
Starts at
USD 44 /mo

Annual Max Plan Limit USD 1.5M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 2,500
  • Routine and complex dental treatment

Interested to know more about WorldCare?

How Does the Healthcare System Work in New Zealand?

New Zealand operates both a public and a private healthcare system.

New Zealand citizens and permanent residents are all entitled to use the country’s public healthcare facilities, which are free or heavily subsidised. Services and treatments covered free in New Zealand include emergency care, medical tests, and immunisations for all children, and prescription medicines for children under the age of six. Subsidised services that involve some form of payment include hospital in-patient care, GP visits, all other prescriptions, and use of ambulance services.

Many New Zealand citizens and permanent residents choose to supplement their entitlement to public healthcare with a private health insurance package, which enables them to access certain types of care and treatment quicker without needing to ensure what at times can be long waiting times.

Ensure you have adequate private health cover for living in New Zealand with Now Health International.

How Can You Access Healthcare in New Zealand?

If you are planning to live in New Zealand, you will not be able to apply for permanent residency status until you have been living in the country for at least two years.

As public healthcare facilities in New Zealand are only available to permanent residents, this means you will be reliant on the private sector for at least your first two years living in the country. Private healthcare costs can quickly escalate to thousands of dollars, so taking out international health insurance before moving to New Zealand is strongly recommended.

As waiting times for non-urgent treatment and care in New Zealand can be significant, you may find that even should you gain permanent residency status in the country that it’s worth having a private health and medical insurance plan.

Now Health International can ensure you are covered for your private healthcare needs when living in New Zealand.

Why Choose Now Health International for Health Insurance in New Zealand?

Our health and medical insurance plans start from as little as USD 26 per month for our WorldCare Essential Plan.

This plan will cover you for any in-patient and day-patient care you require while living in New Zealand.

Our other healthcare plans cover you for outpatient care, dental treatment, and maternity care if required, while we also offer a SimpleCare plan that covers urgent and emergency treatment only.

Choose the healthcare plan you need today, and join thousands of Now Health International members living overseas with the peace of mind that all their medical needs and costs are covered.

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Linh's story

“I am so grateful to the Now Health Team for everything they did for me and my family. My rare condition was completely unexpected and it was distressing to discover this while I was pregnant. However from the initial diagnosis all the way through to my kidney transplant, the team were nothing but supportive and ensured I could access the best care when I needed it most. Having the reassurance that my mother’s transplant donor costs would be covered was also a real relief. Thank you Now Health!”


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