Health Insurance in India

Get comprehensive health and medical cover when moving to India

Why India?

India is one of the world’s most exotic locations.

While the country has long enjoyed its status as a popular travel destination for citizens from across the world, it is also increasingly popular among those looking to relocate.

The continued strong growth of the Indian economy and the presence of many global brands in the country means the nation is an attractive destination for those looking to move overseas. India’s universities are also growing in terms of the quality of education provided, leading not only to many Indian students staying at home to study but many overseas students now considering studying full-time or spending a year of their studies in the country.

WorldCare Essential
Starts at
USD 29 /mo

Annual Max Plan Limit USD 3M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Advance
Starts at
USD 108 /mo

Annual Max Plan Limit USD 3.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Excel
Starts at
USD 126 /mo

Annual Max Plan Limit USD 4M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Apex
Starts at
USD 203 /mo

Annual Max Plan Limit USD 4.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
SimpleCare CORE
Starts at
USD 28 /mo

Annual Max Plan Limit USD 1M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
SimpleCare 100
Starts at
USD 31 /mo

Annual Max Plan Limit USD 1.5M

  • Organ transplant
  • Out-Patient care limited to USD 1,000
  • Routine and complex dental treatment
SimpleCare 250
Starts at
USD 40 /mo

Annual Max Plan Limit USD 1.5M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 2,500
  • Routine and complex dental treatment

Interested to know more about WorldCare?

How Does the Healthcare System Work in India?

India has both public and private healthcare provision.

Public healthcare in the country is either free or subsidised for Indian citizens who are deemed to be living in poverty. While the Indian Government is currently looking to roll out its own version of a universal healthcare system, standards in the country at present remain inconsistent, leading to a majority of Indian households preferring to access private sector healthcare.

The public healthcare system in India is also afflicted by a number of additional factors that prove inconvenient for citizens and push them towards the private sector. These include the long travel distances to public hospitals, public healthcare unusually being more focused on rural areas away from busy population centres, and long waiting times when facilities can be accessed.

Due to the preference for private sector healthcare, many Indian citizens pay out of their own pocket for any treatment they require.

How Can You Access Healthcare When Living in India?

While non-Indian nationals living in India are entitled to access and use the public healthcare facilities on offer, the vast majority of global citizens who relocate to the country choose to use the private sector, and take out an international health insurance package to facilitate this and reduce their treatment costs.

Healthcare in most of India’s private hospitals is in line with Western standards, while private facilities are also accessible for regular check-ups, consultations, and non-urgent appointments. While most of the private healthcare provision is centred around India’s main cities, private health facilities can be found across the country, so ensure you check what your local provisions will be prior to moving to the country.

Although some employers will offer private health cover to relocated employees, often this cover is only eligible in certain hospitals or only covers basic treatments and costs.

You can ensure you have an adequate level of private health cover prior to moving to India with Now Health International.

Why Choose Now Health International for Health Insurance in India?

Our health and medical insurance plans start from as little as USD 29 per month for our WorldCare Plan, which will cover you for any in-patient and day-patient care you require while living in Germany, and may prove especially useful if you require on-going, long-term treatment for a condition. You can also get our more affordable SimpleCare plan that gives cover for big medical events. Prices start at USD 28 per month.

Our other international health insurance plans can help you to also cover your costs for dental, maternity, and out-patient treatment and care.

Join thousands of Now Health International members who are covered for their medical costs when living overseas, and take out a package to keep you covered while living in India.

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Linh's story

“I am so grateful to the Now Health Team for everything they did for me and my family. My rare condition was completely unexpected and it was distressing to discover this while I was pregnant. However from the initial diagnosis all the way through to my kidney transplant, the team were nothing but supportive and ensured I could access the best care when I needed it most. Having the reassurance that my mother’s transplant donor costs would be covered was also a real relief. Thank you Now Health!”


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