Health Insurance in Cambodia

Get comprehensive health and medical cover when moving to Cambodia

Why Cambodia?

Cambodia is an increasingly popular country for tourists, both with those who travel to south-east Asia and spend their time exclusively in the country, as well as with those who pass through on their way from and to another location.

Cambodia is also one of the world’s fastest-growing economies. While tourism remains the main driving force of this, the country is also seeing significant growth in other industries, meaning opportunities for global citizens to relocate to Cambodia to work are more frequent than ever before.

If you’re considering relocating to Cambodia, ensure you are covered for any healthcare needs with Now Health International.

WorldCare Essential
Starts at
USD 36 /mo

Annual Max Plan Limit USD 3M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Advance
Starts at
USD 134 /mo

Annual Max Plan Limit USD 3.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Excel
Starts at
USD 156 /mo

Annual Max Plan Limit USD 4M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
WorldCare Apex
Starts at
USD 250 /mo

Annual Max Plan Limit USD 4.5M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
  • Routine maternity care
SimpleCare CORE
Starts at
USD 29 /mo

Annual Max Plan Limit USD 1M

  • In-patient and day-patient care
  • Out-patient care
  • Routine and complex dental treatment
SimpleCare 100
Starts at
USD 38 /mo

Annual Max Plan Limit USD 1.5M

  • Organ transplant
  • Out-Patient care limited to USD 1,000
  • Routine and complex dental treatment
SimpleCare 250
Starts at
USD 46 /mo

Annual Max Plan Limit USD 1.5M

  • In-patient and day-patient care
  • Out-Patient care limited to USD 2,500
  • Routine and complex dental treatment

Interested to know more about WorldCare?

How Does the Healthcare System Work in Cambodia?

Due to the varied nature of the country’s landscape and its population density, the ease of access to public healthcare in Cambodia can vary significantly. While the Cambodian government continues to commit itself to improve healthcare across the country, it can still be difficult to access facilities and treatment in rural areas, and healthcare investment at present is prioritised to the most densely populated locations.

While public healthcare is free in Cambodia, the above factors mean it is estimated that only around 30% of Cambodians can actually get to and use the public facilities. A further consequence of how the system is set up is that the public hospitals in the country are often overstretched, which subsequently has a negative impact on the standards of care provided.

Many Cambodian citizens end up using the private sector for their treatment needs, but often do not have insurance, and it is believed that as much as 75% of all medical fees in the country are “out of pocket” costs for patients.

How Can You Access Healthcare While Living in Cambodia?

While you will be able to access public healthcare facilities while living in Cambodia, it is strongly recommended that you take out private health insurance coverage. This will enable you to both access better medical facilities, get the treatment you need quicker by avoiding the overcrowded public sector, and enable you to cover most of your medical costs.

It also pays to be mindful of your location. While private facilities are of a good standard across the country, the only international standard hospitals are found in and close to Phnom Penh, the capital city.

Even in the country’s private healthcare system, it may not be possible to be treated for certain conditions. As such, you should also be prepared to travel to neighbouring countries such as Thailand and Singapore to undergo medical treatment if necessary.

Ensure you cover your medical costs for whatever treatment you need when living in Cambodia with a private health and medical insurance package from Now Health International.

Why Choose Now Health International for Health Insurance in Cambodia?

Our health and medical insurance plans start from as little as USD 36 per month for our WorldCare Plan, which will cover you for any in-patient and day-patient care you require while living in Cambodia, and may prove especially useful if you require on-going, long-term treatment for a condition. You can also get our more affordable SimpleCare plan that gives cover for big medical events. Prices start at USD 29 per month.

You should also look at our more comprehensive plans, which include provisions for out-patient, dental, and maternity care if you are planning on relocating to Cambodia.

Join thousands of Now Health International members who are covered when living abroad by taking out one of our private health insurance packages.

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Linh's story

“I am so grateful to the Now Health Team for everything they did for me and my family. My rare condition was completely unexpected and it was distressing to discover this while I was pregnant. However from the initial diagnosis all the way through to my kidney transplant, the team were nothing but supportive and ensured I could access the best care when I needed it most. Having the reassurance that my mother’s transplant donor costs would be covered was also a real relief. Thank you Now Health!”


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