Enhanced WorldCare Apex



Major upgrade to core benefits, additional options and added value services!
Our most comprehensive review since 2011

What's new with WorldCare Apex?

In response to market feedback, we’ve upgraded our WorldCare plans to better serve our members' international healthcare needs.

Our enhanced WorldCare Apex plan is our most comprehensive plan, and provides cover for in-patient, day-patient and out-patient treatment, as well as dental and routine maternity care (after a waiting period). 

With our enhanced plan, members will get exactly the same great standard of service that they've come to expect, but with even greater benefits and new added value services.

What’s more, with our new in and day-patient annual deductible it may be possible to reduce premiums even further.


Key enhancements to WorldCare Apex include: 

  • Increased benefit limit for out-patient renal treatment to USD 100,000
  • Increased benefit limit for routine maternity care to USD 17,500

Members will also get three brand new services including:

  • A second medical opinion with access to 53,000 highly renowned specialists globally
  • 24/7 Crisis Response Management – including country risk profiles and health alerts, to help keep members safe
  • A global concierge service for arranging overseas treatment – from advice on finding the best provider, to help in booking appointments

Annual In/Day –Patient Deductible

  •          Nil
  •          USD 1,000
  •          USD 2,500
  •          USD 5,000
  •          USD 10,000
  •          USD 15,000

Out-Patient Options

  •          10% Co-Insurance Out-Patient Treatment
  •          20% Co-Insurance Out-Patient Treatment
  •          USD 15 Out-Patient per visit excess
  •          USD 25 Out-Patient per visit excess

Additional Options

  •          USA Elective Treatment (up to USD 1.5m)
  •          Wellness, Optical and Vaccinations – Option 1 (combined limit up to USD 500)
  •          Wellness, Optical and Vaccinations - Option 2 (combined limit up to USD 1,000)
  •          HK hospital room restriction
  •          HK & PRC hospital room restriction
  •          HK Preferred Provider Network
  •          Extended Evacuation and Repatriation
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