Guide to Health Insurance in the Pakistan
Guide to Health Insurance in Pakistan
If you’re planning to move to Pakistan – or perhaps just looking for health insurance with international cover – it’s important to know what’s being offered by providers, as are details of the state of healthcare in the country.
The Pakistani population is an estimated 177 million, making it one of the ten most populous nations in the world. The male life expectancy is 63 on average; for women it is 64. As with other Southeast Asian countries, the infant mortality rate is steadily falling, at 2.6 per 1000 as of 2010.
Receiving adequate healthcare can be problematic in Pakistan so obtaining comprehensive international health insurance is essential for expatriates living in this country.
The Pakistan government has struggled to fulfil its pledge that all citizens should have access to affordable and high-quality healthcare.
Factors such as widespread poverty, high infant mortality rates and poor sanitation place a great strain on healthcare providers.
It is also true that public sector health care in the country can be highly inefficient. Much of the burden of providing the nation’s health care falls to the private sector but private healthcare throughout the nation is costly and un-regulated.
Major hospitals in Pakistan include ones in Islamabad, Karachi and Lahore but those seeking expert medical care might often seek help in other countries – places where some of Pakistani’s top doctors and medical professionals have chosen to migrate to.
Before you go
Eight weeks prior to visiting Pakistan, you should visit your GP to receive any necessary vaccinations. This may be required for cholera, diphtheria, hepatitis A and B, Japanese encephalitis, rabies, tuberculosis, and in particular typhoid. Avoidance of contaminated food and water and observing strict personal hygiene can help people to avoid contracting these diseases.
Lower-altitude areas in the country bear a risk of malaria, although this depends on variables such as the time of day or year, the duration of the visit and the situation of accommodation. Higher-risk persons are pregnant women, infants, the elderly, or those visiting friends and relatives.
Acute respiratory infection (ARI) accounts for over half of all cases of infectious disease in Pakistan, although the worst of these are associated with immune systems affected by malnutrition.
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