What's new with our plans?
Following a recent product review of our WorldCare and SimpleCare plans we've updated our plans and premiums with effect from 1 April 2023.
Here's all you need to know about our Product Review - with stable pricing, and new and enhanced benefits, there are many more reasons why you should talk to your clients about Now Health International.
Key updates include:
Pricing
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Stable Pricing for Enhanced WorldCare and SimpleCare: We have made minimal premium increases to our individual and family plans to maintain competitiveness and ensure stability for your clients. Please note there may be some variation on premium increase depending on the plan and rating area.
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Large Family Discount: We continue to offer 15% large family discount for newly joining large families if a member adds a spouse and at least three children to their plan. The 10% Family Discount is still available if member add a spouse and at least one child to the plan.
Plan and benefit changes
We have made several new benefits and enhancements to our plans, with the aim of improving coverage and providing additional support to our members.
New Benefits and Enhancements we have made include:
- Employee Assistance Programme (EAP): We will continue providing this as part of our ongoing commitment to supporting members with their well-being.
- Renal failure and dialysis: We have enhanced Day-Patient and Out-Patient benefits limits for the WorldCare Essential Plan and all SimpleCare Plans, and In-Patient benefit limits on SimpleCare Core.
- Vitamins and Mineral Benefits: We now cover for vitamins and minerals on a reimbursement basis on SimpleCare 100, SimpleCare 250, and WorldCare Advance, Excel, Apex and WorldCare Essential optional Out-Patient Charges Option 1 and Out-Patient Charges Option 2.
- Teleconsultation Services: We have renamed Telemedicine to Teleconsultation and made this even more convenient. Teleconsultation services will now be paid in full with Now Health International medical providers even if you have selected an Out-Patient co-insurance or co-pay per visit.
- Out-Patient Psychiatric Illness: We have added this benefit to SimpleCare 100 and SimpleCare 250 plans, and WorldCare Essential optional Out-Patient Charges Option 1 and Out-Patient Charges Option 2.
- Menopause Hormone Replacement Therapy (early onset): We have introduced this benefit to SimpleCare 100, SimpleCare 250 and WorldCare Advance, Excel, Apex and WorldCare Essential optional Out-Patient Charges Option 1 and Out-Patient Charges Option 2.
- Mortal Remains: We have added a new Mortal Remains Benefit for all SimpleCare Plans.
- Out-Patient Charges Option 3: We have introduced a new Out-Patient Charges Option 3 for the WorldCare Essential plan. The new Out-Patient Charges Option 3 extends pre and post hospitalisation benefits and covers Out-Patient Emergencies at an Accident and Emergency department of a hospital.
- Dental Benefit: We have introduced a new optional Dental Benefit for WorldCare Essential and Advance plans.
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Enhanced Benefit Limit for WorldCare: We have increased the benefit limits for WorldCare Essential optional Out-patient Charges Option 1 and Out-Patient Charges Option 2.
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Other Changes:
-Exclusions: We have made small changes to the Dietary Supplements, Vitamins and Minerals and Cosmetic Products and Hormone Replacement Therapy exclusion.
-We have introduced Pre-Authorisation for MRI and CT scans under the Diagnostic Procedures benefit.
Please refer to the updated Member's Handbook for further details, which will be available shortly.
See our WorldCare Plan Changes 1 April 2023
See our SimpleCare Plan Changes 1 April 2023
