Guide to Health Insurance in Vietnam

Whether you’re relocating to Vietnam or just looking for a new international health insurance provider, it’s important to know what’s available both in terms of insurance provision, but also the medical care and facilities of the country.

With an estimated population of 88,069,000 and a health system that’s deemed ‘good’ as reflected by the improvement of life expectancy rates in recent years Vietnam’s health care has seen significant advancements in the last two decades. In 2005 males could expect to live to 70 and females to 74, but unfortunately malnutrition is still a problem in the provinces.

Vietnam’s health care system is made up of private and public providers. The public scheme stills plays an essential role in medical care, particularly in research, training and prevention.

When relocating to Vietnam, personal health insurance or family health insurance should be strongly considered to make sure that you and your family receive proper medical care should you need it.

Healthcare facilities

The private sector has gradually grown since the 1989 health sector reform, but it is chiefly active in out-patient care; whereas the majority of in-patient care is supplied by the public sector.

In Vietnam only 26% of private health facilities participate in primary health care activities. In treatment areas, specialised hospitals and clinics account for only 11% of medical facilities and therefore demand is often very high. The ratio of nurses to doctors is still considerably low.

The key hospitals revolve around the major cities so the centres of medical excellence are located in the likes of Hanoi, Ho Chi Minh, Danang and Thai Nguyen. The payment for critical care such as surgery is often paid in advance, and this money can come from international health insurance, cash or through free clinics supported by various foreign sources. If a patient cannot afford the surgery or are unable to find a place that provides the care for free they will go untreated, so personal and family health insurance in Vietnam is vital. Healthcare is much cheaper in Vietnam than in the West mainly due to the difference in the cost of living.

Due to a lack of authorised vehicles and high demand there is an issue with illicit ambulances functioning in Vietnam’s major cities such as Hanoi, so although there is an emergency services system, it is not always reliable.

Before you go

There are several important vaccinations required before travelling to Vietnam, these include; Typhoid, Hepatitis A, Diphtheria, Tuberculosis, Hepatitis B, Rabies, Cholera, Yellow Fever, Malaria and Japanese B Encephalitis.

Next steps

Get a quote for one of our WorldCare plans for your cover in Vietnam. You can access treatment anywhere in the world, including South East Asia. You can buy online, get covered instantly and manage your plan through your own personal secure online area, so it’s quick and convenient.

 

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